The Effect of Future Orientation and Financial Literacy on Family Retirement Planning Mediated by Saving Attitude

Abstrak

One of the ways to plan for a retirement plan is by setting a part of the
income or funds owned for future life purposes. Retirement planning for
families is carried out so that the finances remain stable when entering
retirement. This research aims to determine the effect of future orientation
and financial literacy on family retirement planning is mediated by saving
attitude. The sample in the research is families in the city of Surabaya.
The data used in this research are the primary results of questionnaires
with 200 samples and data analysis techniques using SEM-PLS. The
results of this research indicate future orientation and financial literacy
has a positive effect on family retirement planning and been mediated by
saving attitude in city of Surabaya.